Featured Listing
You'll be pleasantly surprised by the owners attention to detail and pride of home ownership. This is one you don't want to miss. This well maintained home is located in the award winning Clovis Unifed School District.
As soon as you enter you'll be immediately drawn to the spacious open floor plan. A gourmet kitchen awaits the cook in your family with a gas stove, granite counter top and 18" floor tile. You'll find plenty of extra counter space and storage with a large granite center island that also doubles as a break fast bar.
The dining area is open to the kitchen and the living room area. The living room has neutral color custom paint, designer window coverings, a beautiful ceiling fan, built in media area and gorgeous 18" tile.
You'll find the master bedroom and bath is very comfortably sized. It features two walk-in closets, and double sinks in master bath with tile floors. One guest bedroom is off the front door and can be used as an office or den. There are 3 bedrooms and 2 bath.
This 2009 built Bonadelle Home has fully landscaped front and backyard with sprinklers. There is a covered patio with ceiling fan. In the backyard extra cement work has been done leading to the cozy spa and private gazebo. There's a storage shed and room for RV parking. This is not a short sale or REO. Call (559) 284-6806 for appointment.
Featured Listings
-
Hanford, CA 93230
$49,500
MLS #386117
View details -
Fresno, CA 93737
$172,000
MLS #386527
View details -
Hanford, CA 93230
$103,500
MLS #383952
View details
HUD SOLD
SOLD! Top seller of HUD Homes in our area. Call me at (559) 284-6806 for a complete list of HUD Homes.
First Time Home Buyer
Prospective homebuyers have several decisions to make before becoming homeowners, including where to live, what type of home to buy and how to finance the purchase with a first mortgage.
One of the first steps every renter should take, even before looking at property, is to consult with a reputable lender. A lender will tell you how much you can borrow based on your income, your assets and your debt-to-income ratio (monthly obligations compared to monthly gross income). Prospective buyers should also consider their own personal spending plan to determine an appropriate housing payment.
While most lenders will approve a mortgage that consumes a maximum of 31 percent of your monthly gross income, homeowners may want to spend less depending on their other current or projected expenses. For example, if you plan to have children and want one parent to reduce working hours, you will be better off with a mortgage payment that you can comfortably cover on a reduced income.A lender will review your credit score as well as document your income and assets. Most often, it takes a credit score of 720 or higher to qualify for the lowest mortgage rates. Borrowers with a lower credit score will be charged a slightly higher interest rate, which will impact monthly payments. A mortgage calculator can show you the difference between payments at varying interest rates. Additional interest rate increases may be incurred for purchasing a particular property type such as a condominium.When comparing mortgage rates, make sure you know what your entire housing payment will be. In addition to paying principal and interest on your home loan, you will also need to pay property taxes, homeowners insurance and possibly homeowner or condominium association dues.Before qualifying for a first mortgage, borrowers will need to demonstrate their ability to save money for a down payment and closing costs as well as to pay their bills. (bankrate.com)
